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Your real cost

What will Holy Cross really cost your family?

Most families don't pay the full price. Here are the yearly tuition figures, then the math after a Texas Education Freedom Account (TEFA) and the school's own aid, worked out in plain numbers.

Middle school · 6–8$8,272per year, 2026–27 · published figure, to be confirmed

High school · 9–12$13,145per year, 2026–27 · published figure, to be confirmed

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The math, worked out

Tuition, minus TEFA, minus our aid.

One example family, step by step. Your numbers depend on your TEFA award and which Holy Cross aid you qualify for. Admissions will work through it with you.

Middle school · grades 6–8

A family whose TEFA award is approved

Covered by TEFALeft for the family

Yearly tuition2026–27 published figure$8,272

−TEFA toward tuitionAward is up to $10,474, but TEFA only pays up to the tuition−$8,272

−Hope for the Future / 426 aidUsually not needed once TEFA covers tuition—

=What could be left ESTIMATEMay be fully covered

TEFA may cover all of middle-school tuition. CONFIRM wording with school CONFIRM what happens to the unused award

High school · grades 9–12

A family whose TEFA award is approved

Covered by TEFA · about 80%Left · about 20%

Yearly tuition2026–27 published figure$13,145

−TEFA awardUp to $10,474 for 2026–27 (Texas Comptroller)−$10,474

−Hope for the Future / 426 aidIf you qualify, see below[AID_AMOUNT]

=What could be left ESTIMATE$2,671

That's about $223 a month over 12 months, before any Holy Cross aid. ESTIMATE CONFIRM payment plan

TEFA is applied for, not guaranteed. Award amounts vary from family to family, and the 2027–28 amount has not been announced yet. [TEFA_MAX 2027–28] Holy Cross helps every family apply. Every figure here is the school's published 2026–27 number, until the school confirms the new ones.

Build your family's estimate

Every child, every discount, one number.

Add each child, pick what applies to your family, and the estimate follows the school's published rules, including which discounts can't be combined. It's an estimate, not an offer: admissions confirms the real numbers with you.

Your children

Sibling discount is added automatically.

Discounts

Published by the school for 2026–27

A parent is a Holy Cross graduateAlumni discount · $500 per studentA parent works at a Catholic school or universityService discount · 25% of tuition · can't be combined with 426 Tuition Assistance or referral creditsWe'll pay the year in full by the first Friday in AugustPaid-in-full discount · 3%

Need-based help

For children without a TEFA award

Families apply for TEFA first. If a child gets TEFA, Hope for the Future goes to other families instead. 426 Tuition Assistance is for families still in need after TEFA and Hope for the Future.

Hope for the Future awardArchdiocese of San Antonio · per child · amount set by your application$426 Tuition AssistanceHoly Cross's own aid · per child · needs TEFA and Hope for the Future decisions first$

Award amounts aren't published, so enter what you've been offered or leave at $0. CONFIRM typical ranges with school

Already a Holy Cross family?

New families you've referred who enrolledRefer-a-Friend · $1,000 credit each · can't be combined with 426 Tuition Assistance

How this estimate works

Order: tuition → percentage discount (service) → dollar discounts (alumni, sibling) → scholarships → TEFA → Hope for the Future → 426 Tuition Assistance → referral credits → 3% paid-in-full. CONFIRM order with business office
Sibling discount: $500 for each child after the first. The first child entered is treated as the first child.
TEFA pays toward tuition after discounts and never more than tuition. Anything left can go toward other qualified expenses such as uniforms, books, school meals or transportation (Texas Comptroller). CONFIRM how leftover funds are handled
Hope for the Future isn't applied to a child who has TEFA; the school says those funds are reallocated to families without TEFA.
426 Tuition Assistance requires TEFA and Hope for the Future decisions first, and can't be combined with the service discount or referral credits.
Scholarships for incoming 9th graders: Valedictorian/Salutatorian $1,000 a year (renewable with a 3.5 GPA) and the New Freshman Scholarship, $500–$2,000, one year only.
Not included: memorial scholarships, Catholic Life Sweepstakes credits and outside scholarships, which vary by family.

Sources: Holy Cross 2026–27 Tuition & Fees and Scholarships & Tuition Assistance documents; Holy Cross Financial Support page; Texas Comptroller, Texas Education Freedom Accounts.

How TEFA works

Three steps, and we help with each one.

Apply to the state

Families apply through the Texas Comptroller during the application window. [TEFA_WINDOW dates]

Get your award notice

The state tells you whether you were awarded and how much. CONFIRM process

It goes toward tuition

Holy Cross applies the award to your tuition. Our admissions office walks you through the paperwork. CONFIRM process

By household income

What families like yours can expect.

TEFA serves families in priority order by income when applications outnumber funds. Enter your household to see your group.

People in your householdYearly household income$

Your TEFA priority group will show here.

Based on the 2025 federal poverty guidelines. CONFIRM which year's guidelines the Comptroller uses for 2027–28

TEFA priority groups for 2026–27 (family of 4)
Priority	Household income

Students with a disability in households at or below 500% of the poverty level come first, and can receive up to $30,000. The top income group can receive no more than 20% of the program's funds. Source: Texas Comptroller.

What Holy Cross families actually pay, by income

St. Mark's School of Texas publishes the median amount families in each income range pay after aid. Holy Cross could show the same chart from its own aid records, which is more convincing than any example family.

Under $64,300[MEDIAN]

$64,300 – $100,000[MEDIAN]

$100,000 – $160,000[MEDIAN]

Over $160,000[MEDIAN]

DATA NEEDED Median yearly amount paid by Holy Cross families in each range, after TEFA and aid. The bar lengths here are placeholders, not data.

What tuition covers

One price. No mandatory fundraisers.

From the school's 2026–27 Tuition & Fees sheet.

Included in tuition

Instruction
Technology, including a Chromebook
E-books, where used
Campus resources
Athletics
Extracurricular activities
Fine arts
Graduation

Not included

School uniforms
Meals
Basic photo package
Other consumables and fines

TEFA can be used for uniforms and school meals.

Fees

Application: $0
Enrollment: $25
FACTS payment setup: $25 paid in full, $55 monthly
Hope for the Future application: $45 (Archdiocese)
Dual credit: $250 per course, books extra CONFIRM partner
Credit-card payments: 2.95% fee

Payment plans

Plan	MS	HS
11 months (Jul–May)	$752	$1,195
10 months (Aug–May)	$827.20	$1,314.50
Twice a month	$376	$597.50
Every two weeks	$344.67	$547.71
Twice a year	$4,136	$6,572.50
In full by Aug (3% off)	$8,023.84	$12,750.65

Full tuition, before TEFA or aid.

Talk to a person

Questions about cost? Call us.

[ADMISSIONS_NAME] will go through TEFA, our aid and payment options with you, in English or Spanish. We call back within one business day. CONFIRM promise

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